www.mmprogram.com
This is the Web site for the CDA Loan Program and DSELP. Get the latest rates and news regarding these programs and others. Includes info on the Persons with Disabilities loan program.

www.homesdatabase.com
Features searchable databases for homes on the market. Find a real estate office or real estate agent. Includes educational materials for homebuyers.

www.hud.gov
Get information about FHA mortgage loans, Streamline Refinancing, FHA Mortgage Insurance, and Loss Mitigation (Foreclosure Avoidance).

www.dat.state.md.us
Maryland State Department of Assessment and Taxation
One of the most important and informative Web sites for potential homeowners. Find ownership and property sale information for any address in Maryland. Find property tax information. Look up Maryland businesses, find business owners and addresses.

www.baltimorecountymd.gov
Information for current and prospective Baltimore County residents. Includes info on Government Services, Links to County Officials and Agencies, County Statistical Databases, School Districts, etc.

www.irs.gov
This is the IRS Web Site. Here you can access information regarding documents, phone numbers, and other information related to your tax returns. Especially helpful is the Withholding Calculator found on this site.

http://www.irs.gov/individuals/article/0,,id=96196,00.html
IRS witholding calculator
Are you having too much of your pay withheld for taxes? Are you getting big tax refunds? You may very well be able to give yourself a raise in your ‘take home’ pay by calculating IRS approved changes to your withholdings.

www.makinghomeaffordable.gov
The Obama Administration’s Making Home Affordable Program includes opportunities to modify or refinance your mortgage to make your monthly payments more affordable. It also includes the Home Affordable Foreclosure Alternatives Program for homeowners who are interested in a short sale or deed-in-lieu of foreclosure.

www.energy.state.md.us
Get  home energy saving tips as well as information on  appliance rebate program from the  Maryland Energy Administration website.

www.annualcreditreport.com
Download an absolutely free copy of you credit report from annual credit report .com.  Please know that there may be a fee to access your credit score.

Civil Justice
Receive low cost legal services throughout the home buying process by contacting civil justice.  Lawyers will review your contract and closing cost documents  and explain the fine print.